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Business Line of Credit Guides

Plain-English guides to help you understand business lines of credit and choose the right fit for your business.

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Business owner reviewing line of credit paperwork at his desk

Start with How to Qualify for a Business Line of Credit, compare a Business Line of Credit vs. Term Loan, and learn about Using a Business Line of Credit for Cash Flow, Payroll and Inventory.

Two men reviewing business documents in an office

Guide

How to Qualify for a Business Line of Credit

What lenders look at (time in business, revenue, credit, bank account) and how to get ready before you apply.

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Guide

Business Line of Credit vs. Term Loan

How each works, what you pay interest on, and which fits your need.

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Small business owner working in his woodworking shop

Guide

Using a Business Line of Credit for Cash Flow, Payroll and Inventory

Real ways owners use a revolving line to cover timing gaps, plus tips to use it wisely.

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